Metal roof financing can make your dream roof affordable without putting a strain on your wallet. If you’re thinking about a metal roof for its durability and long lifespan but are concerned about the cost, financing options may be the perfect solution.
Here are the key points to know about metal roof financing:
- Flexible payment plans: Spread the cost over several months or years.
- Low interest rates: Enjoy affordable monthly payments.
- No large upfront costs: Start your project without a hefty initial payment.
Metal roofing is an excellent investment for any homeowner. It offers numerous benefits like unparalleled durability, energy efficiency, and a variety of aesthetic options. But with the high upfront cost, many people wonder if it’s financially feasible. Financing options can bridge that gap, making it easier to enjoy the benefits without the strain on your savings.
I’m Quinn V. Schilz, founder of Master Roofing. With experience in real estate and high-ticket sales, I’ve helped numerous clients steer metal roof financing. Let’s make your dream roof a reality.
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Ready to get started? Fill out our contact form or call us at (800) 914-4108 to make your dream roof a reality.
Why Choose Metal Roofing?
Benefits of Metal Roofing
Durability: One of the standout benefits of metal roofing is its incredible durability. Metal roofs can withstand strong winds, heavy rain, and extreme heat. This means fewer repairs and a longer lifespan compared to other roofing materials. For instance, a metal roof can last 40 to 75 years or more, practically a lifetime investment.
Energy Efficiency: Metal roofs are solar reflective. This helps keep the interior of your home cooler during hot summer months. By reflecting solar heat, metal roofs can reduce cooling costs by up to 25%. This energy efficiency translates into significant savings on your utility bills.
Lower Insurance Premiums: Because metal roofs are fire-resistant and can withstand severe weather conditions, many insurance companies offer lower premiums for homes with metal roofing. This is an added financial benefit to consider.
Increased Resale Value: A metal roof can also boost your home’s resale value. Potential buyers often see a metal roof as a long-term investment, which can make your home more attractive in the market. This means you could recoup a significant portion of your initial investment when you sell your home.
Cost Comparison: Metal Roof vs. Shingles
Upfront Cost: Yes, the initial cost of a metal roof is higher than that of an asphalt shingle roof. For example, a metal roof can cost anywhere between $9,545 and $43,819, while an asphalt roof ranges from $4,000 to $16,000. This difference in cost is due to the materials and installation complexity.
Long-Term Value: However, the long-term value of a metal roof often outweighs the higher upfront cost. Given that metal roofs last significantly longer—up to 75 years compared to 15-20 years for asphalt shingles—you will likely save money in the long run by not needing frequent replacements.
Maintenance: Metal roofs require minimal maintenance. Unlike asphalt shingles that may need periodic repairs due to wind damage or wear, metal roofs are designed to be low-maintenance, saving you time and money over the years.
Curb Appeal: Metal roofs offer a variety of aesthetic options, from sleek modern panels to charming metallic shingles. This versatility allows you to choose a look that perfectly complements your home’s design, enhancing its curb appeal.
In summary, while the upfront cost of a metal roof is higher, the benefits of durability, energy efficiency, lower insurance premiums, and increased resale value offer compelling reasons to consider this type of roofing. Financing options can make this investment even more accessible, allowing you to enjoy these benefits without the immediate financial burden.
For more information on how to finance your dream metal roof, fill out our contact form or call us at (800) 914-4108.
Metal Roof Financing Options
Traditional Roofing Loans
When considering metal roof financing, traditional roofing loans are a reliable option. Companies like HFS Financial specialize in home improvement loans, offering straightforward terms and quick access to funds. With HFS Financial, you can secure loans up to $500,000 with competitive interest rates. The application process is simple, often taking just 60 seconds to see if you qualify. Once approved, you receive the funds upfront, allowing you to start your roofing project without delay.
Financing Through Master Roofing Inc.
At Master Roofing Inc., we partner with Enhancify to offer you flexible and convenient financing options. Enhancify simplifies the application process, allowing you to get pre-approved quickly. Here’s how it works:
- Fill Out a Simple Online Application: It takes just a few minutes to complete.
- Receive Pre-Approval: You’ll get an immediate response on your eligibility.
- Get Funded: Once approved, funds are released promptly so you can start your roofing project.
Enhancify offers competitive interest rates and flexible terms, ensuring you find a payment plan that works for you. This partnership allows us to provide a seamless financing experience, from application to project completion.
For more information on how to finance your dream metal roof, fill out our contact form or call us at (800) 914-4108.
How to Apply for Metal Roof Financing
Online Application Process
Applying for metal roof financing online is a breeze. With our partner Enhancify, you can get pre-approved quickly and easily.
- Fill Out a Simple Online Application: Head over to our application page. The form takes just a few minutes to complete.
- Receive Pre-Approval: After you submit the form, you’ll get an immediate response on your eligibility, often within seconds.
- Get Funded: Once approved, the funds are released promptly. This allows you to start your roofing project without delay.
Enhancify offers competitive interest rates and flexible terms, ensuring you find a payment plan that works for you. The online process gives you control and convenience, making it easy to manage your project from start to finish.
Phone Application Process
Prefer to apply over the phone? No problem. You can also secure metal roof financing by calling EnerBank USA directly.
- Call EnerBank USA: Dial 866-409-8300. Their customer service is available Monday-Friday from 8 am to 1 pm, Saturday from 9 am to 9 pm, and Sunday from 11 am to 7 pm.
- Provide Required Information: Have the following details ready:
- Contractor ID: #1289
- Project Type: Home Improvement
- Loan Amount and Code: Be sure to specify the amount you need and use the code DLL6522.
- Quick Approval: EnerBank USA offers fast approvals, often providing a decision within minutes.
- Funding Release: Once approved, funds are released quickly, allowing you to begin your roofing project right away.
Using the phone application process, you can talk directly to a representative who will guide you through each step, ensuring you have all the necessary information and support.
For more information on how to finance your dream metal roof, fill out our contact form or call us at (800) 914-4108.
Frequently Asked Questions about Metal Roof Financing
Is it cheaper to get a metal roof or shingles?
When comparing costs, metal roofs generally have a higher upfront expense than shingles. For a 2,000-square-foot home, you might spend between $20,000 and $40,000 for a metal roof. In contrast, an asphalt shingle roof typically costs between $10,000 and $22,000.
However, consider long-term savings. Metal roofs can last 40-70 years, whereas shingles usually need replacement every 20-30 years. The durability of metal roofs means fewer replacements and repairs over time, making them a cost-effective choice in the long run.
Does a metal roof reduce energy bills?
Yes, metal roofs can significantly reduce energy bills. They reflect solar heat, which can lower cooling costs by 10-25%. This energy efficiency is especially beneficial in hot climates, where air conditioning usage is high.
Additionally, metal roofs can be paired with proper insulation and reflective coatings to improve energy efficiency further, keeping your home cooler in the summer and warmer in the winter.
How much equity does a metal roof add?
Installing a metal roof can increase your home’s value and resale potential. According to the research, metal roofs not only improve curb appeal but also offer long-term durability and energy efficiency, making them attractive to potential buyers.
While exact figures can vary, homes with metal roofs often see a higher resale value compared to those with traditional shingles. This boost in home equity can provide a solid return on investment, making metal roof financing a smart choice for homeowners looking to improve their property’s value.
For more information on how to finance your dream metal roof, fill out our contact form or call us at (800) 914-4108.
Conclusion
At Master Roofing Inc., we pride ourselves on delivering top-notch roofing services throughout Southern California. Our commitment to quality ensures every project meets the highest standards. We use advanced equipment and industry-leading materials to provide durable and reliable roofing solutions. Our team of experienced professionals is equipped to handle a wide range of roofing needs, from installations and repairs to maintenance and emergency services.
When you choose Master Roofing Inc., you’re choosing a quality guarantee. We stand by our work and offer warranties to give you peace of mind. Our dedication to customer satisfaction means we won’t rest until you are completely happy with your roof.
For more information on how to finance your dream metal roof, fill out our contact form.
